Divorce can be an emotionally challenging and complex process. However, with careful planning and a clear understanding of your options, you can navigate this difficult period more effectively.
Here are some key steps to help you plan for the future when you begin divorce proceedings.
Understand the Legal Process
Before initiating divorce proceedings, it is essential to understand the legal requirements and processes involved in Singapore. To file for divorce, you must have been married for at least three years, unless you can prove exceptional hardship or cruelty.
There is only one ground for divorce recognised in Singapore, that is, an irretrievable breakdown of the marriage. The accompanying facts for divorce include adultery, unreasonable behaviour, desertion for at least two years, and separation for a specified period and mutual agreement.
Consulting with a family lawyer can provide you with a clearer picture of the legal landscape and help you determine the best course of action.
Financial Planning
Divorce has significant financial implications, so it is crucial to get your finances in order. Start by gathering all financial documents, including housing statement, CPF statements bank statements, and records of debts and liabilities. Consider the following:
Budgeting
: Create a new budget based on your post-divorce income and expenses. This will help you manage your finances and plan for future needs.
Assets and Liabilities
: Make a list of all assets and liabilities to ensure a fair division during the divorce settlement. This includes properties, savings, investments, and debts.
Maintenance and Child Support
: Understand your rights and obligations regarding spousal maintenance and child support. These payments can significantly impact your financial planning.
Consider Living Arrangements
Decide on your living arrangements during and after the divorce proceedings. This may involve moving out of the matrimonial home or making temporary arrangements.
Divorce can lead to changes in your children’s living arrangements, schooling, and social relationships. To minimise the potential stress and instability for your children, try to keep changes to a minimum when creating your co-parenting plan.
Consider factors such as proximity to work, schools, and support networks when making this decision. If you have children, their needs and stability should be a priority.
Custody and Parenting Plans
If you have children, their well-being should be your primary concern. Work on a parenting plan that outlines custody arrangements, visitation schedules, and decision-making responsibilities. Consider the following:
Best Interests of the Child
: Always prioritise the best interests of the child when making custody decisions.
Communication
: Maintain open and respectful communication with your ex-spouse regarding parenting matters.
Consistency
: Strive for consistency in your child’s routine to provide stability during the transition.
Emotional Support
During divorce, emotional support is crucial to help navigate the emotional challenges that arise. Lean on friends, family, or professional counsellors to provide a listening ear and guidance.
Additionally, self-care practices such as regular exercise, mindfulness, and maintaining a healthy routine can contribute significantly to emotional resilience during this difficult period.
Update Legal Documents
Review and update your legal documents to reflect your new circumstances. This includes:
Will
: Update your will to ensure your assets are distributed according to your wishes.
Power of Attorney
: Revoke any power of attorney granted to your ex-spouse and appoint a new one if necessary.
Insurance Policies
: Review the beneficiaries on your insurance policies if required.
Conclusion
While divorce is undeniably a challenging and complex process, careful planning and a clear understanding of your options can help you navigate this period more effectively. By understanding the legal requirements, managing your finances, considering living arrangements, prioritising your children’s needs, seeking emotional support, and updating your legal documents, you can prepare for a stable and positive future.
Consulting with professionals, such as family lawyers and counsellors, will provide essential guidance and support, ensuring that you make informed decisions every step of the way.
